The minimum score depends heavily on the type of mortgage you choose and the specific requirements of the lender you work with. How To Buy A House With Bad Credit | Loan Options 2026
The lowest credit score you can generally have to buy a house in the U.S. is , but this is only possible through specific government-backed programs like an FHA loan . While 500 is the technical "floor," most standard mortgage options require a score of at least 620 . whats the lowest credit score to buy a house