What To Know When Buying A Car From A Dealership -

: Never negotiate based on a monthly payment alone. Dealers can stretch loan terms to make an expensive car seem affordable while you pay more in interest over time.

: Secure a financing offer from a local bank or credit union first. This gives you a "benchmark" rate to see if the dealer can actually beat it. what to know when buying a car from a dealership

: For used cars, always ask for a Carfax or AutoCheck report to check for past accidents or title issues. 2. Spot the "Hidden" Fees : Never negotiate based on a monthly payment alone

Once you agree on a price, you'll head to the Finance and Insurance (F&I) office. This is where extra costs often sneak in. what to know when buying a car from a dealership