What Qualifies You To Buy A House May 2026

This proves to sellers that you are a serious, capable buyer.

A score of 620 is usually the minimum for conventional loans. what qualifies you to buy a house

No recent bankruptcies, foreclosures, or major late payments. ⚖️ Debt-to-Income (DTI) Ratio This proves to sellers that you are a serious, capable buyer

A lender has reviewed your finances and committed to a loan amount. what qualifies you to buy a house