Since the formal car buying service has ended, the trade-in process now occurs directly at the dealership, though you can still use USAA for the financial side:
If you still owe money on your current car, USAA can facilitate a payoff as part of your new loan process. Strategic Trade-In Tips for USAA Members
Example: If a new car is $25,000 and your trade-in is $6,000, you only pay tax on $19,000, potentially saving hundreds. usaa car buying service trade in
You negotiate your trade-in value directly with a dealer. USAA recommends settling on the new car's purchase price before discussing your trade-in to keep the deals separate and clear.
While members can no longer access a dedicated trade-in portal through USAA, the organization still provides advice on trading in vehicles and financing options that integrate trade-in values. How Trade-Ins Work with USAA Financing Since the formal car buying service has ended,
Some members use paid advocates, like Your Car Buying Advocate , to handle negotiations and trade-ins on their behalf. Should I sell or trade in my car? - USAA
The , which was operated in partnership with TrueCar , was officially discontinued in 2020 and is no longer available . USAA recommends settling on the new car's purchase
Use third-party estimators like Kelley Blue Book or Carfax before visiting a dealer to have a benchmark for negotiations.