This is the most you will pay in a year for covered services. In 2026 , the limit for HDHPs is $8,500 for individuals and $17,000 for families.
Depending on your income, you may qualify for premium tax credits or cost-sharing reductions through the Health Insurance Marketplace. Network and Providers questions to ask when buying private health insurance
The premium is your fixed monthly cost to maintain coverage. This is the most you will pay in a year for covered services