You no longer need a physical paper copy of your policy; police can verify it digitally in the CEPiK database.
💡 If you meant "OC" as "Original Character" in a specific game or mod (version 1.2), this term is often used in communities like Cyberpunk 2077 or The Sims. However, current data primarily links this specific phrase to insurance calculation for 1.2-liter cars. Personalizacja stroju (OC) 1.2
The average price for OC in April 2026 was approximately 644 PLN , though 1.2L engines often fall below this average. You no longer need a physical paper copy
In Poland, OC insurance is for all motor vehicles. Personalizacja stroju (OC) 1.2
Your age and the date you obtained your license significantly impact the final price.