: Widely considered the best overall in NJ.
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: Drivers seeking high-quality claims service and specialized local coverage. : Widely considered the best overall in NJ
: Budget-conscious drivers and young adults looking for low premiums. 000 in Personal Injury Protection.
: Those who prefer working with a dedicated local agent. Estimated Monthly Quotes (2026 Averages) Coverage Type Average Monthly Rate Top Budget Option Minimum Coverage $118 – $236 GEICO (~$69) Full Coverage $257 – $303 GEICO/NJM (~$120-$137) Key New Jersey Requirements
: Standard policies typically require at least $15,000 in Personal Injury Protection.