If you have ever applied for a credit card, a car loan, or a mortgage, a single number likely determined your fate: your . While there are many "free" score apps out there, myFICO is the official consumer division of Fair Isaac Corporation (FICO)—the company that actually created the math lenders use to judge your creditworthiness.
Here is why myFICO is often considered the "gold standard" for tracking your credit. myficoscore*com
It does lower your score, no matter how many times you log in to check your progress. 4. Advanced Identity Protection If you have ever applied for a credit