: Interest rates are typically higher than traditional loans to accommodate the "high-risk" nature of the lending.
McCluskey Chevrolet operates a high-volume (BHPH) program specifically designed to guarantee credit approval for buyers with poor, no, or damaged credit history . Unlike traditional dealerships that rely on external banks, McCluskey acts as the direct lender, making credit decisions in-house based on employment and income rather than just credit scores. Program Overview and Key Features mccluskey chevrolet buy here pay here
: Approvals are available for as little as $0 down , depending on the individual's situation. : Interest rates are typically higher than traditional
: They promise a $1,000 American Express gift card if they cannot find a lender willing to work with a customer. Potential Drawbacks and Risks Program Overview and Key Features : Approvals are
While the program provides access to vehicles for those with limited options, there are common BHPH trade-offs to consider:
: Instead of in-house financing, this program uses a network of over 20 national banks and credit unions.