: Specifically for Apple products, this plan allows for low monthly payments over 36 months with an option to upgrade to a newer iPad at the end of the term. Comparison of Payment Options Take Item Home Day 1? Interest/Fees Traditional Layaway Savings-focused buyers Best Buy Credit Card 0% (if paid in time) Buyers with good credit Progressive Leasing High (after 90 days) Buyers with no/low credit Affirm / BNPL 0% to 36% APR Short-term installment payers Current iPad Deals (April 2026)
: Approval is based on income and banking history rather than a traditional credit score.
: Offers often include 12 months of 0% interest on purchases of $299 and up, provided the balance is paid in full within that period. Requirements : Requires a credit application and approval. ipad layaway best buy
If you are timing your purchase, current deals at Best Buy and competitors include:
: Best Buy supports third-party apps like Affirm and PayPal at checkout, allowing you to split the cost into four or more installments. : Specifically for Apple products, this plan allows
Best Buy does offer a traditional layaway plan . While traditional layaway involves paying for an item over time and picking it up only after the final payment, Best Buy uses deferred payment and leasing models that allow you to take the iPad home immediately while paying it off over time. Best Buy Alternatives to Layaway
: If not paid off within the first 90 days, the total cost can be significantly higher than the original retail price. : Offers often include 12 months of 0%
: You make an initial payment (often around $59) and then make weekly or bi-weekly payments.