Look into First-Time Home Buyer (FTHB) programs for down payment assistance.
Your agent will help you decide on price and contingencies .
Be prepared for a counter-offer or a bidding war. ✅ Phase 6: Under Contract to Closing This usually takes 30 to 45 days. how to prepare for first time home buying
Minimum bedrooms, bathrooms, or a yard for pets.
Pay stubs, W-2s, and two years of tax returns. Look into First-Time Home Buyer (FTHB) programs for
Required in some states to handle the legal transfer. 📝 Phase 5: The Search & Offer The market moves fast. Be ready to act.
A neutral party to find structural or mechanical issues. and online brokers.
Compare rates from big banks, credit unions, and online brokers.