Obamacare — How To Buy

Coverage begins January 1, 2026.

Your Guide to Buying "Obamacare" Health Insurance Buying health insurance through the Affordable Care Act (ACA), often called "Obamacare," can feel like a maze, but the process is more straightforward than it seems. Whether you are looking for your first plan or switching coverage, here is everything you need to know to get covered for 2026. When Can You Buy? how to buy obamacare

Most people can only buy a plan during . For 2026 coverage, this window runs from November 1, 2025, to January 15, 2026 . Coverage begins January 1, 2026