: New York law requires lenders to send a notice to homeowners at least 90 days before filing a lawsuit. These are often recorded in public databases.
: Search the county recorder's office for a Lis Pendens (notice of pending legal action), which signifies the lender has officially started the foreclosure process. how to buy a pre foreclosure in ny
Pre-Foreclosure Notice Filing Information - Instructions - NY DFS : New York law requires lenders to send