: Designed for rural areas, these also offer 0% down. Like VA loans, you must occupy the new home as your primary residence, allowing your old home to be repurposed. Buying A Second Home: Costs, Mortgages And Tax Explained
You usually need at least a 15%-25% deposit to buy a second home with a mortgage. HomeOwners Alliance Financing a Second Home - RCB Bank how to buy a 2nd home with no money down
: Eligible veterans can buy a new primary residence with 0% down and convert their current home into a vacation property or rental. : Designed for rural areas, these also offer 0% down
: Provides a lump-sum payment based on your home's equity. It allows you to keep your current primary mortgage rate while taking out a second lien. HomeOwners Alliance Financing a Second Home - RCB
If you already own a home with substantial equity, you can use that value as a "virtual" down payment without needing cash from your savings.