On a ₹50 lakh loan over 20 years, that tiny percentage difference could save you over . Some top-tier banks like SBI or HDFC even offer extra discounts of up to 0.25% for scores above 800. Quick Fixes to Boost Your Score
It’s not just about getting a "Yes" or "No." Your score directly dictates the cost of your home. Experts at Wishfin note that a difference of just (e.g., 699 vs. 750) can lower your rate by 0.75% . how much credit do i need to buy a house
You can likely still get a loan, but prepare for more scrutiny. Lenders might ask for more documentation or a higher down payment. On a ₹50 lakh loan over 20 years,