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Programs that record your keystrokes to steal passwords and banking details.

The "From" field may show a legitimate company name, but the actual email address behind it is a string of random characters or from an unrelated domain. hm.rar

Understand how to suspicious files using online sandboxes like VirusTotal . Programs that record your keystrokes to steal passwords

It claims you must open the attachment immediately to avoid a fine or a delivery failure. hm.rar

You aren't expecting a compressed file from the sender. How to Protect Yourself If you encounter this file or subject line:

Software that locks your files and demands payment for their release. Red Flags to Watch For

The email uses "Dear Customer" or "Dear Sir/Madam" instead of your name.