: Use a dedicated fintech partner's API to fetch real-time data from credit bureaus like CIBIL or Equifax. User Verification
: Beyond just the score, the feature should provide a summary of credit reports, inquiries, and public records.
: Users can view their credit score immediately without an additional login by using their existing credentials.
: Some providers like Experian offer instant scores through platforms like WhatsApp.
To maintain security, the feature must include identity verification steps, such as OTP (One-Time Password) or KYC (Know Your Customer) processes, before revealing sensitive data.
: Embed the service directly into your dashboard or menu (e.g., WEOKIE or CIBC Mobile Banking ).