: Your out-of-pocket threshold before insurance kicks in may be reduced.
Whether you should "buy up" depends on your expected dental needs for the year. Dental Preferred Provider Organization (DPPO) Plans cigna dental buy up plan
: Many plans include the Oral Health Integration Program , which provides extra reimbursements for members with specific medical conditions (like diabetes or pregnancy) that affect dental health. Is it Worth it? : Your out-of-pocket threshold before insurance kicks in
A is an enhanced insurance option typically offered through employers that allows you to pay a slightly higher monthly premium in exchange for more comprehensive coverage than a standard base plan. How the "Buy-Up" Works Is it Worth it
: The buy-up often adds or increases coverage for major restorative work—like crowns, bridges, or implants —and frequently includes orthodontia benefits for both adults and children. Key Benefits and Features