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Checking your credit rating is a standard part of financial health, and you can access this information for free through several official and reputable channels. In the United States, federal law guarantees you access to a free credit report from each of the three major bureaus annually. Official and Agency Channels

: Open to everyone (not just Capital One customers) to view their Equifax score. Why Monitor Your Credit? check-credit-rating-free

: Frequently used to check TransUnion and Equifax scores for free. Checking your credit rating is a standard part

: Reviewing your report allows you to dispute inaccurate information or errors. check-credit-rating-free

: Another partner service providing free TransUnion scores.

: A no-cost option for checking your TransUnion score.