: Look for properties in good repair to avoid appraisal issues that might turn off sellers .

: FHA guidelines often allow for a higher debt-to-income (DTI) ratio than conventional products.

: Even if your score is between 500 and 579, you may still qualify with a 10% down payment .

: Every FHA contract includes an amendatory clause , allowing you to back out and keep your earnest money if the home appraises for less than the purchase price. The FHA "Safe, Secure, and Sound" Standard

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