Buying A 4 Plex With Fha »

Find a lender experienced in multi-unit FHA loans.

To qualify for a 4-unit FHA loan, you must meet specific criteria: You must live in one unit for 12 months. Credit Score: Typically 580+ for the 3.5% down payment. Debt-to-Income (DTI): Generally must be under 43%–50%. buying a 4 plex with fha