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: If your income falls below certain levels, you may qualify for free or low-cost insurance through NJ FamilyCare (Medicaid/CHIP), which allows enrollment year-round. Key Enrollment Deadlines For the 2026 coverage year , standard dates are: GetCoveredNJ | When Can I Buy Health Insurance? - NJ.gov
To buy individual health insurance in New Jersey , the primary platform is GetCoveredNJ , the state's official health insurance marketplace. New Jersey law requires most residents to maintain health coverage or pay a state tax penalty. buy individual health insurance nj
: Free professional help is available from certified assisters or brokers who can guide you through the application. : If your income falls below certain levels,
: Use the GetCoveredNJ Shop and Compare Tool to view plans, check premiums, and estimate financial help. New Jersey law requires most residents to maintain
You can shop for and enroll in individual plans through the following methods: