Buy Flood Insurance -

Most people assume their standard homeowners policy is a "catch-all" for disasters. It isn't. Standard policies typically cover fire, theft, and even wind—but they almost universally .

Compare options between the NFIP and private insurers, who sometimes offer higher coverage limits for belongings. buy flood insurance

Many homeowners skip insurance because they think the government will step in if things get bad. Here’s the catch: Federal assistance is only available if the President declares a major disaster. Even then, that aid usually comes as a that you have to pay back—with interest—on top of your existing mortgage. Most people assume their standard homeowners policy is