Best Deals On Buying A New Car -

: Put 20% down, finance for 3 years or less, and keep monthly payments under 8% of your gross income .

: Alternatively, aim for a 20% down payment, a 4-year loan term, and total vehicle expenses (including insurance and maintenance) under 10% of monthly income . Build and Buy Car Buying Service - Consumer Reports best deals on buying a new car

Manufacturer incentives, particularly for electric vehicles (EVs), are driving the most significant savings this month. High-discount models often sell for 5% to 9% below their sticker price . : 2026 Hyundai Ioniq 9 : $10,000 cash back . 2026 Chevrolet Equinox EV : $8,750 cash back . 2026 Honda Prologue : $8,000 cash back . 2026 BMW i7 : $7,500 cash back . Best Financing Deals : : Put 20% down, finance for 3 years

: Available on the 2025 Kia EV6 , 2025 Kia Niro EV , 2026 Lincoln Corsair , and 2026 Subaru Solterra . High-discount models often sell for 5% to 9%

Securing a "good deal" requires looking beyond the MSRP (sticker price) to the actual transaction price paid by others in your area.

: Obtain a loan pre-approval from a bank or credit union before shopping. This gives you a baseline to compare against potentially higher dealer interest rates .

: Use tools like the Consumer Reports Build & Buy service or TrueCar to see what others are actually paying for specific models . For new cars, aim to start negotiations at least 2-3% below the average market value .